Finnish Bank Loans

As in any developed country, your chances of getting a loan in Finland depend on your employment status, income, how much you want to borrow, your residence status, your credit rating and history, and your guarantor(s) if available.
Contact the banks directly for an interview/application.
Some tips from expats in Finland are:

• try as many banks as you can and see what they offer - the differences in base rates and margins can be substantial
• the banks have specialists who will also explain tax issues - they will tell you which documents the tax authority requires
• make sure ALL documents are translated into English, not just the ones the bank suggests are appropriate