Turn your dreams into reality with Standard Chartered Home Purchase. With Standard Chartered Home Purchase you can purchase residential ready property for the purpose of self-occupation.
Standard Chartered Home Loans gives you the unique feature of reducing your principal balance through partial and full pre-payments. This allows you to reduce your overall mark-up costs as and when you have access to additional funds. For the convenience of our customers our highly skilled relationship managers make it an easy process. We will disburse your loan within 15 days, provided that all the relevant documents are submitted on time.
With Standard Chartered you can own a house to call it a home. Choose your dream home and let us do the rest!Salient features for a smooth Home Purchase experience for you:
- Repayment tenor of 1 to 20 years
- Loan to value up to 80 % of the property value
- Minimum Net Income as low as PKR 20,000 per month
- Markup rates for Mortgage Loan for Salaried is 17.00% & Self-employed is 17.50% per annum
- To avail higher loan amount Standard Chartered Home Loans offers you the option of clubbing the income of your spouse and blood relatives
- Minimum age of the primary borrower should be >=25 years. Incase of co-borrower the secondary borrower should be either >=21 if income is being clubbed or >= 18 if income is not being clubbed