Standard Chartered's Ready Cash is an evergreen personal line of credit that gives financial power with unmatched freedom and flexibility. It is a credit line facility that provides a bank account maintained with Standard Chartered, from which customers can withdraw cash up to a pre-approved limit using their ATM Card or cheque book.
With the low mark up and no restrictions on where and how to spend, Ready Cash is bound to improve your lifestyle. So whether it is payment of bills, purchase of appliances, renovation of your home, the much desired vacation with friends and family or short term business needs or just about anything, Ready Cash is the ultimate answer to all your pressing financial needs!Ready benefits available to you on Ready Cash:
- Instant Credit up to Rs. 500K:
Simply meet the eligibility criteria and you can receive an instant credit line of Rs. 50,000 to 500,000. Your credit will be automatically transferred into your Ready Cash account. You would also receive your VISA Debit / ATM card and cheque book – giving you the freedom to use it as and when you require. - Lowest Mark-up:
With the mark up lower than any credit card, personal loan or balance transfer, Ready Cash lets you spend heavily and still feel light. - Pay as You Utilise:
Standard Chartered's Ready Cash offers the freedom of revolving your credit on a daily utilisation basis. This means that you pay markup only on the amount you utilise and for the number of days you use the credit. - No Penalties on Early Repayment:
With Standard Chartered's Ready Cash we put your convenience first, which is why you are free to repay as and when you feel like. There are no penalties whatsoever on early repayment.